- Gold loan will be given to resident Indians only. One can avail this loan by keeping gold jewelry as security.
- Customer should be within 30km of radius from branch
- Age limit of the applicant should be between 18 to 70 years
- Used gold ornaments with or without stones can be taken. Gold coins and Gold bars cannot be taken.
- Ornaments containing more than 25% stone weight would be avoided.
Please find the schemes and interest rate.
|Slab Name||Min Loan Amount||Max Loan Amount||Interest Rate||LTV||Min PF|
|PGL (Premium Gold Loan)||5000||2500000||21%||75%||200|
|BGL(Business Gold Loan)||5000||2500000||18%||75%||500|
|OGL(Online Gold Loan)||5000||2500000||18%||75%||500|