Eligibility Criteria

  1. Gold loan will be given to resident Indians only. One can avail this loan by keeping gold jewelry as security.
  2. Customer should be within 30km of radius from branch
  3. Age limit of the applicant should be between 18 to 70 years
  4. Used gold ornaments with or without stones can be taken. Gold coins and Gold bars cannot be taken.
  5. Ornaments containing more than 25% stone weight would be avoided.

Please find the schemes and interest rate.

Slab Name Min Loan Amount Max Loan Amount Interest Rate LTV Min PF
PGL (Premium Gold Loan) 5000 2500000 21% 75% 200
BGL(Business Gold Loan) 5000 2500000 18% 75% 500
OGL(Online Gold Loan) 5000 2500000 18% 75% 500