Gold Loan

Eligibility Criteria

  1. Gold loan will be given to resident Indians only. One can avail this loan by keeping gold jewelry as security.
  2. Customer should be within 30km of radius from branch
  3. Age limit of the applicant should be between 18 to 70 years
  4. Used gold ornaments with or without stones can be taken. Gold coins and Gold bars cannot be taken.
  5. Ornaments containing more than 25% stone weight would be avoided.

Please find the schemes and interest rate.

Scheme Name Loan Amount Interest Rate Loan Tenure LTV

Super X GL

10,000 – 5,00,000 14% 30 Days

75%

18%

31 – 90 Days

75%

Super X GL Plus

10,000 – 5,00,000 16% 30 Days

75%

20%

31 – 90 Days 75%
23% 91 – 365 Days

75%

Business GL

1,00,000 – 25,00,000 18% 1 year 75%

Premium GL

25,001 – 25,00,000 20% 1 year

75%

Classic GL 5,000 – 25,000 21% 1 year

70%